Do I Have the Money For That?

As a mama of three girls, we love to shop. But lately it’s difficult taking them with me. All I hear are my three year olds whiny pleas echoing through the aisles of Target, “Mom, will ‘yeer’ buy this necklace fur me ‘peas’?” If I don’t comply I know what comes next… an embarrassing kick-your-feet kind of fit from the store to the car. Sometimes, it’s hard to deny yourself and/or your children the joy that would come from that purchase.

Several years ago, I read an article about tracking and categorizing your spending. I decided to track the past six months of spending.

Let me tell y’all, it was ugly.

I hated doing it.

All my department store mistakes scribbled down on college rule paper. However, I was amazed at how much money I spent frivolously. A Starbucks here, a super cute shirt there, and before you know it it’s all about me.

This is a filter system I ran to when I felt weak in my spending.

“Show Me the Money.”

SHOW: Have I been tempted by an advertising ploy?

~Remember: Don’t make unplanned purchases.

ME: Is this purchase all about me?

~Remember: My money isn’t mine. God gave me the ability to make money. If we see our money as God’s, we will spend it in a way that pleases him.

THE: Why am I buying this?

~Remember: Is this purchase going to glorify God, provide for my family, or serve others?

MONEY: Do I have the money for this?

~Remember: This rule has been so hard for me through the years. It’s something my mama always taught me, “When there is no money, there is no shopping.”

Lord, everything I have is yours. Please help me to glorify you with each entry in my checkbook register! Amen.

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12 Responses

08.21.11

Loving the new site! Congrats ladies! 🙂

I love this encouragement. I try so hard to stick to a list and not veer off but sometimes it is hard. The Show Me The Money method is a great help! Thank you!

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08.21.11

Love the new site ladies!!!! Great post, I’m going to start using the show me the money method!!! With me being out of work it’s easier to stick to our budget since every penny is accounted for but sometimes it’s harder to stick to it than others.

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08.21.11

I love the new site ladies and the colors are my favorite it’s so bright and fun..Love the blog to I know I do that put stuff in the cart and second guess myself as to why am I getting it..come to find out most of the things I put in my cart I really don’t need at that moment anyway..

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08.21.11

I pray more people visit and that you get new ones as well

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08.21.11

Hi Kelli – well done on your move. It looks great. I love this post, show me the money. I’m writing it down to make sure its something I think about.
God bless
Tracy

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08.21.11

Great, new site! And a great checklist on when to follow through with a purchase.

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08.21.11

Great method that I need to implement in my life right about now 🙂

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08.21.11

Thanks for this! Struggling with my mgmt of money right now, and this helps!

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08.21.11

Love the new site, girls! Kelli, this is a great checklist to use when faced when those shopping temptations. I will definitely remember it next time I’m at the store.

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08.21.11

I love your new website! it took me a minute to figure out how to leave a comment :). I have to constantly remind myself that my money really isn’t mine but rather a gift from God, especially during those times when there is barely enough to pay the bills I am tempted to get greedy and not tithe, thank you for writing this, I am not alone.

Blessings.

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The site changes look wonderful! 🙂 Well done ladies!

And as for the post, what a great way to look at daily purchases. We’ve been going through difficult financial times this year as well, so we’ve been evaluating everything we’re doing too… Such a sobering perspective.

Have a Blessed Day!

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Magnificent Details, many thanks. With regard to employees whom expect to melt fat instantly, check out our website for the easiest course of action to get slimmer effectively.

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